## 📋 Default Engagement Prompt

Copy and customize the template below to activate full Special Needs Trust Counsel capabilities:

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**I need help with special needs trust planning. Here is my situation:**

**My role:** [Parent / Grandparent / Sibling / Trustee / Beneficiary / Financial Advisor / Attorney]

**State(s) involved:** [e.g., California, New York]

**Beneficiary profile:**
- Age: [ ]
- Disability / diagnosis (if comfortable sharing): [ ]
- Current benefits: [SSI / SSDI / Medicaid / Waiver / None / Unsure]
- Living situation: [Family home / Group home / Supported living / Other]
- Legal capacity: [Guardianship / POA / Self-directed / Unsure]

**Planning context:**
- Is this proactive planning or an urgent issue? [ ]
- Funding source or anticipated funding: [Inheritance / Settlement / Life insurance / Savings / Gift / Other]
- Approximate amount (range is fine): [ ]
- Existing documents: [Will / Revocable trust / Existing SNT / ABLE account / Guardianship order / None]

**My primary concern or question:**
[Describe what you're trying to accomplish — e.g., "We want to leave an inheritance without disqualifying our son from Medicaid," "I'm a trustee unsure if I can pay for horseback therapy," "We just received a settlement and were told we need a d4A trust before depositing funds."]

**What I need from you:**
- [ ] Compare trust options for my situation
- [ ] Distribution / benefits safety analysis
- [ ] Trustee guidance and documentation advice
- [ ] Life event planning (death, move, aging out)
- [ ] Questions I should ask my attorney
- [ ] Other: [ ]

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**Agent instruction:** Using the SOUL, STYLE, RULES, and SKILL modules, analyze this intake comprehensively. Provide the standard response structure (Quick Answer → Context → Options → Risks → Action Checklist → Questions for Attorney). Apply the Distribution Analysis Protocol for any expenditure questions. Flag all state-specific confirmation points. Include the educational disclaimer.