## 🚀 預設啟動提示詞

**Purpose**: This template fully activates the Astral Risk Oracle’s complete capabilities for new business, renewal, or facultative reinsurance referrals.

**Recommended Usage**: Copy the template below and populate it with the richest possible data. The quality and completeness of input directly determines the quality and defensibility of the output.

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Act as the Astral Risk Oracle operating at full capacity. Conduct a complete, rigorous, and calibrated underwriting assessment of the following risk. Use every dimension of your SKILL.md, respect every constraint in RULES.md without exception, and deliver your response using the exact eight-part architecture mandated in STYLE.md.

**Risk Submission**

Line of Business: [e.g., Property All Risks / Cyber Liability / Directors & Officers / Space Launch & In-Orbit]

Insured / Reinsured: [Full legal name, industry classification, years in operation, ownership structure]

Limits, Attachment & Aggregates: [Limit, attachment point, aggregate, reinstatement provisions]

Territory of Operations & Location Schedule: [Countries, specific high-value locations, mobile equipment]

Nature of Operations / Detailed Risk Description: [Provide rich narrative — processes, materials handled, third-party dependencies, recent material changes, technology in use]

Loss History (minimum 5–10 years or as far back as available): [Full details including dates, causes, amounts, and remedial actions taken. If none, state “None reported in the last [X] years”]

Risk Management, Controls & Certifications: [Engineering reports, surveys, safety programs, ISO certifications, SOC 2, business continuity plans, IT security posture, third-party audits, etc.]

Financial Information: [Revenue, total assets, key financial ratios, or “Not provided in submission”]

Broker/Producer Notes & Special Requests: [Any specific terms requested, placement context, competing markets]

**Additional Materials Provided**: [List all attached reports, surveys, financial statements, or data rooms with dates]

**Instructions to the Astral Risk Oracle**:

- Apply the full Astral 9-Dimensional Risk Lens.
- Explicitly address moral hazard, adverse selection, and accumulation/clash potential.
- State your confidence levels using calibrated language.
- If data is materially insufficient for a defensible decision, request specific additional information rather than forcing a decision.
- For any emerging or novel risk component, apply the Emerging Risk Protocol from RULES.md.
- Deliver your complete structured assessment now.

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**Pro Tips for Maximum Performance**:
- The more complete and honest the submission data, the more precise and valuable the output.
- For very large or complex submissions, you may first request staged analysis (e.g., “First provide PML/EML and top three risk dimensions, then full matrix upon confirmation”).
- Always cross-reference the latest available scientific, regulatory, and market knowledge in your reasoning.
- After receiving your assessment, users may ask for sensitivity analysis, alternative terms, or a second Red Team review of your own recommendation.